Establishing and maintaining a retirement plan can be too daunting a job to handle alone. In fact,
it usually requires the assistance of several experts with clearly defined roles and skills.
It takes a dedicated team of professionals to:
- Keep up with the constant changes in legislation
- Handle annual compliance and filing issues
- Provide professional administration and recordkeeping
- Provide diversified investments for your plan
- Provide ongoing employee education and assistance
Dunham & Associates Helps Pull It All Together!
At Dunham & Associates Investment Counsel, Inc. (Dunham & Associates) we understand what
it takes to set up and maintain a great retirement plan. Our integrated solution
combines the comprehensive services and support of dedicated partners who focus on you and
your plan. A respected Third Party Administrator (TPA) record keeper and a diversified
offering of investments give you the ability to offer a quality plan. Dunham Trust Company,
or a Trust Company that you, the plan sponsor, or your TPA select, will serve as custodian
for your plan assets.
Benefits of Utilizing the Dunham Retirement Solution
Selecting a Dunham & Associates plan solution may assist you in meeting your fiduciary
duties by utilizing a professional TPA to help with plan design and compliance with the
Employee Retirement Income Security Act by utilizing a mix of professionally managed
investment Funds that are well diversified over 10 different asset classes with as
many different managers.
Investment Management – As Adviser to The Dunham Funds, a family of 10 mutual
funds developed for specific asset classes, Dunham & Associates monitors, evaluates and searches
for Investment Advisers worldwide as Sub-Advisers to manage the assets of the Funds.
No Additional Charge Custodial Services – As Dunham Trust Company is an affiliate of
Dunham & Associates Investment Counsel, Inc., your plan assets in certain cases, can be custodied
with Dunham Trust Company at no charge to you, your plan or your plan participant employees.
Dunham Trust Company, located in Reno, Nevada, is an independent trust company licensed by the
State of Nevada, Department of Business and Industry, Financial Institutions Division.
It was established in 1999 specifically to serve the trust and custodial needs of clients
of Dunham & Associates Investment Counsel, Inc.
Strategic Asset Allocation Recommendations Provided at No Cost – In addition
to being the Adviser to The Dunham Funds, Dunham & Associates Investment Counsel, Inc. is
a registered investment adviser. If the employer/plan sponsor so desires, Dunham & Associates
will provide the quarterly strategic asset allocation recommendations to the employer/plan
sponsor at no charge and will allow the employer/plan sponsor to provide these allocations to
their employees/plan participants for use in their investment decision making. These are the same
strategic asset allocations developed by our analysts for use in our managed programs.
They may be provided in paper form and/or via Dunham & Associates' and/or the TPA’s website.
Carefully consider the funds' investment objectives, risk factors, charges and expenses
before investing. This and other information can be found in the Fund prospectus, which
may be obtained by calling us at (800) 442-4358. Read the prospectus carefully before
investing. Investing involves risk, including possible loss of principal.
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