Blog

Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.

Macro 1/12/2024

“Carmageddon”: Is The Auto Market Looking Fragile? I Believe So

The auto market is showing signs of stress. As delinquencies rise, negative equity surges, and loan demand drops, consumers face increasing fragili... READ MORE

1/9/2024

Dunham Quarterly Snapshot For Q4 2023 + Dunham Behind-The-Scenes For Q1 2024

This post was authored by the Dunham Marketing Team. If you have questions concerning today's topic, please call us at (858) 964 - 0500. Hol... READ MORE

Macro 1/5/2024

‘Corporate Cannibalism’: How Monopoly Powers And Corporate Concentration Are Helping Widen Inequality

The article covers how corporate concentration since the 1980s. Factors like increased M&A, lax antitrust enforcement and lobbying by big firms hav... READ MORE

Knowledgeability 1/2/2024

How The ‘See And Be Seen' Restaurant Helps You Get Business

Bryce Sanders is president of Perceptive Business Solutions Inc. He provides HNW client acquisition training for the financial services indu... READ MORE

Macro 12/29/2023

My Top Three Q4 'Morning Pours' With Must-See Updates

A special wrap-up for 2023 - reflect on insightful editions highlighting OPEC dilemmas, BRICS currency challenges, and market insights from Minsky ... READ MORE

Strategies 12/29/2023

Why Isn’t Mr. Market on the Series 7 Exam?

Who is Mr. Market? And Why isn't he on the Series 7 exam? Graham's concept personifies stock market volatility. His mood swings between optimism an... READ MORE

IRS 12/26/2023

Naughty or Nice: What the IRS Put in Our Stockings This Year

Discover 2024's IRS updates: Naughty List penalties for late filing, underpayment, and errors. Nice List perks include interest on overpayments and... READ MORE

Strategies 12/19/2023

Forget One of These Year-End Strategies, And Your Client May Never Forgive You - And Neither Will I

  This post was authored by Salvatore M. Capizzi, Dunham's Chief Sales & Marketing Officer. If you have questions concerning today's topic,... READ MORE

Macro 12/15/2023

From Stability to Instability: What We Can Learn From Minsky And Soros About Markets

Markets don't move in stability but thrive in flux. Minsky's Financial Instability Hypothesis and Soros's Theory of Reflexivity unveil the dance of... READ MORE

Financial Advisors 12/12/2023

Building Confidence in Bear Markets: Strategies Every Advisor Should Know

Discover how financial advisors navigate bear markets with proactive planning, market insight, and strong client communication. Learn the three pil... READ MORE

Macro 12/8/2023

The U.S. Dollar: An Exorbitant Privilege? More Like An Exorbitant Burden – Here’s Why

Global anxiety brews over the potential for a declining U.S. dollar. Triffin's Dilemma unveils a paradox: a reserve currency requires deficits, bu... READ MORE

Macro 12/5/2023

Beyond the Discounts: Black Friday Sales, BNPL, And The Shadow of Debt

Black Friday in 2023 saw record nominal sales but masked a deeper tale: the softest annualized growth in Black Friday sales in six years, surging c... READ MORE

Macro 12/1/2023

The Perpetual Game: Saudi Arabia, OPEC, And Oil Markets Are Stuck In A Prisoner’s Dilemma

Understand the oil market's plight through the Prisoner's Dilemma. Despite attempts by Saudi Arabia and OPEC to bolster prices, conflicting self-in... READ MORE

Financial Advisors 11/28/2023

The Content Conundrum: Useful Strategies for Financial Advisors

Discover why content reigns supreme for financial advisors in the digital age. Uncover the impact of curated content on client retention, lead gen... READ MORE

Macro 11/24/2023

From Turkeys to Snowflakes: Decoding Unforeseeable Risks and Market Complexity

Explore Taleb's 'Black Swan' concept unveiling unforeseen events. Beware complacency in forecasting future markets, likening to a snowflake's role ... READ MORE

Tax Strategies 11/21/2023

Navigating Year-End Mutual Fund Distributions: Understanding Tax Fairness and Strategies

Navigate mutual fund tax implications: debunk misconceptions on year-end distributions. These distributions aren't extra tax but prepayments, ensur... READ MORE

Macro 11/17/2023

Part Two: How A BRICS Currency Could Work, Why It Isn’t Likely, And What It Means For The Dollar

This deep dive into global trade dynamics underscores how crucial understanding capital flows are. The US-BRICS balance profoundly impacts global g... READ MORE

Financial Advisors 11/14/2023

Client Retention For Financial Advisors: What Clients Seem To Really Want

Client retention is crucial for financial advisors. Understanding why clients leave and employing strategies to enhance retention build enduring re... READ MORE

Macro 11/13/2023

Part One: Is a BRICS Currency a Flawed Idea? I Think So – And Here’s Why

The article explores 'de-dollarization' and the potential formation of a BRICS currency. It addresses the reasons why this may not be as straightfo... READ MORE

Selling a Business 11/9/2023

Advanced Strategies: Increasing Your Business Value When Selling Your Business

Discover key strategies to unlock the maximum value in your business sale. From understanding value drivers to transparent financial documentation ... READ MORE