Blog

Read our latest thoughts on Estate Planning, Trust Services and Asset Management.

Dunham Deep Dive 12/5/2025

AI’s Power Crunch, China’s Data Blackout, and Japan’s $135B Stimulus Gamble

AI is pushing electricity prices up, China is pulling housing data offline, and Japan’s stimulus raises market risks.

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Crypto 12/2/2025

Crypto Tax Loss Harvesting: How the Wash Sale Exception Can Reduce Capital Gains in 2025

Crypto tax loss harvesting remains a major 2025 opportunity as the wash sale rule doesn’t apply to digital assets. Here’s how advisors can use it.

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Dunham Deep Dive 11/28/2025

Real Retail Sales Stagnate, Turkey Supplies Tighten, and the Middle Class Gets Squeezed

Real retail sales are stagnating, turkey supplies are tightening, and the middle class is being squeezed—revealing deeper stresses in the U.S. econ...

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Retirement 11/25/2025

The Student Loan Trap That’s Stealing Retirement: Why Debt Is Following Americans Into Their Golden Years

Student loan debt is soaring among older Americans, with 60+ borrowers owing $147B. Learn why loans now follow people into retirement and how to ma...

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Dunham Deep Dive 11/21/2025

AI’s Depreciation Trap, Extreme Fear on Wall Street, and the Great Housing Cool-Down

AI’s depreciation trap, extreme market fear as liquidity shifts, and a broad U.S. housing slowdown as prices and affordability fall.

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Trust 11/18/2025

How First and Third-Party Special Needs Trusts Protect Benefits and Families

Discover how first- and third-party special needs trusts safeguard government benefits while improving quality of life. Learn the key differences, ...

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Macro 11/14/2025

The Treasury’s Liquidity Flood, CEO Euphoria, and a $142 Trillion Inflation Surge

The Treasury’s cash pile near $950 billion is about to gush back into markets, flooding the system with liquidity. As CEOs sound their most optimis...

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Financial Advisor 11/11/2025

Succession Planning: Passing Your Advisory Practice to the Next Generation

Succession planning isn’t just about retirement — it’s about legacy. With trillions in assets set to change hands, advisors must plan early, choose...

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Macro 11/7/2025

Bank Stress Builds, Housing Locks Out a Generation, and Jobs Freeze Up

The Fed quietly injected $125B into banks as liquidity strains deepen, housing locks out a generation of buyers, and layoffs surge to 20-year highs...

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CRT 11/4/2025

CRT–DAF Charitable Planning: Beat the OBBBA Deduction Cuts

2025 is the last full year to maximize charitable deductions before new OBBBA rules take effect. Learn how a CRT–DAF strategy can help clients elim...

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Macro 10/31/2025

Is the AI Bubble Primed To Burst? These Three Things Show Trouble Ahead

AI’s rise has sparked record spending, soaring valuations, and global shortages—but history shows every boom plants the seeds of its own decline. F...

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