Blog | Dunham

Financial Advisor 8/26/2025

Financial Advisor Marketing Strategies 2025: What Works Now (and What Doesn’t)

Financial advisor marketing has changed: clients want education, not sales pitches. Learn why content, SEO, and authentic social presence are now t...

Dunham Deep Dive 8/22/2025

Liquidity Is Evaporating, AI’s Building Boom, & China’s Job Market Crumbles

Liquidity buffers are vanishing as the Fed’s reverse repo facility drains, AI data centers surge past offices in construction, and China’s job mark...

Donor-Advised Fund 8/19/2025

Smarter Giving Starts Here: How Advisors Use Donor Advised Funds to Build Loyalty & Legacy

Discover how donor advised funds (DAFs) help financial advisors deepen client loyalty, maximize tax efficiency, and build multigenerational legacie...

8/15/2025

Debt Cycles 101: Why Credit Is the Beating Heart of Economic Growth

Debt isn’t just a financial tool — it’s the heartbeat of the economy. Learn how credit expansion drives growth, why excessive debt triggers slowdow...

Retirement 8/12/2025

Applying the Retirement Real Return Rule to Real-World Planning

Inflation and withdrawal rates can quietly drain retirement portfolios. See how the Retirement Real Return Rule applies in real-world scenarios—and...

Dunham Deep Dive 8/8/2025

Job Market Illusions, Hong Kong’s Dollar Issue, & the Stagflation Threat Ahead

Unemployment looks low—but hidden numbers tell another story. Hong Kong’s dollar peg is tested amid liquidity injections, raising asset risks. Mean...

Retirement 8/5/2025

The Retirement Real Return Rule: Why “Conservative” Planning May Be Failing Retirees

Discover the Retirement Real Return Rule™ — a new benchmark for long-term portfolio sustainability. Learn how maintaining a 4–5% return above infla...

Dunham Deep Dive 8/1/2025

The Frankenstein GDP Report, Approaching Volatility Season, and a Frozen Housing Market

Q2 GDP rose 3%—but the math hides a softer economy, with falling imports masking weak consumer and business activity. Markets remain oddly calm ahe...

7/29/2025

Understanding Phaseouts for the One Big Beautiful Bill Act: Plus Phaseouts for Regular and Roth IRAs

Want help mastering the latest tax phaseouts? From Roth IRA income limits to new deductions under the One Big Beautiful Bill Act, this guide gives ...

Dunham Deep Dive 7/25/2025

A Forgotten Indicator Roars Back, Meme-Fueled Mania Surges, and Europe’s Trade Squeeze Deepens

A forgotten indicator flashes its strongest signal since 1997, meme stocks return with retail euphoria, and Europe’s trade rift with China deepens.

Estate Taxes 7/22/2025

The OBBBA Guide Part II: Estates and Businesses

Explore the key estate and business tax updates in Part II of our OBBBA Guide. Learn how QSBS rules, bonus depreciation, and estate exemptions are ...