Read our latest thoughts on Estate Planning, Trust Services and Asset Management.

Inverse Yield Curve 9/26/2023

Navigating an Inverse Yield Environment: Financial Advisor Investment Strategies for Preserving Capital

When you invest in short-term debt instruments you receive a lower interest rate and when you invest in longer-term debt instruments with longer ma...


dunham donor advised fund 9/19/2023

The Dunham Donor Advised Fund: A Strategic Approach to Addressing Client Taxes and Enhancing Client Relationships

Donor Advised Funds (DAFs) have emerged as a powerful tool that financial advisors can utilize to effectively address client taxes, while also attr...


Dunham Onboarding Experience 9/12/2023

The Dunham Onboarding Experience

As a financial advisor and entrepreneur, you understand that a smooth onboarding process is not just a checklist—it is an impactful experience. Tha...


Roth Conversion 9/5/2023

That Magic Moment - Can a Roth Conversion be "tax-free"?

If you are considering a Roth IRA conversion for its many benefits, remember to set up a Donor-Advised Fund before the end of 2023. This will not o...


digital marketing 8/29/2023

Leveraging Digital Marketing: A Game-Changer for Financial Advisors

In today's digital age, financial advisors have numerous opportunities to enhance their practice and attract their ideal clients through digital ma...


Divorce 8/22/2023

Protecting Inheritance From a Child's Divorce: How Inheritance Trusts Can Provide Asset Protection in the Event of a Child's Divorce

Many financial advisors overlook or inadequately address protecting their client’s child’s inheritance from divorce. Inheritance Trusts should be a...


FDIC Insurance 8/15/2023

Recent Heartland Tri-State Bank Failure and Moody's Downgrades 10 Banks - The Importance of $50 Million FDIC Insurance in Advisory Accounts

The financial services industry has seen many innovations, but few can revolutionize how financial advisors operate, secure client assets, and deli...


Rodeo 8/8/2023

Funky Ways Financial Advisors Can Stay Fired Up!

Welcome to the Rodeo of the Financial Services Industry. The financial year's ticking clock can feel like an eight-second ride. Besides, advisors m...


IDM V2 8/1/2023

Will This Be the Most Important Blog You Read This Week? Shifting Risk From Principal to Rate of Return

Dunham Insured Deposit Marketplace (IDM) is a dynamic cash sweep option in the Dunham advisory strategies that can help provide your client with a ...


S&P 500 7/25/2023

Would You Expect These Results? The Surprising Performance of the S&P 500 Following the Federal Funds Rate's Peak

We wanted to explore the relationship between the performance of the S&P 500 index and the Federal Funds Rate by examining historical data over the...


Notice 2023-54 7/18/2023

Tax Code Treasure Hunt: Notice 2023-54 Unmasks RMDs for IRA Owners and Beneficiaries

One of the notable aspects of IRS Notice 2023-54 is the extension of the return deadline for individuals who unnecessarily initiated RMDs this year...