Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.
Dunham Deep Dive 12/12/2025
Real rates are still too tight, China’s $1T surplus floods global markets, and governments face rising rollover risks as short-term debt piles up. READ MORE
Crypto 12/10/2025
Why Bitcoin, Ethereum, and Solana may function as digital financial infrastructure rather than simple ‘coins,’ and how their networks derive potent... READ MORE
Dunham Deep Dive 12/5/2025
AI is pushing electricity prices up, China is pulling housing data offline, and Japan’s stimulus raises market risks. READ MORE
Crypto 12/2/2025
Crypto tax loss harvesting remains a major 2025 opportunity as the wash sale rule doesn’t apply to digital assets. Here’s how advisors can use it. READ MORE
Dunham Deep Dive 11/28/2025
Real retail sales are stagnating, turkey supplies are tightening, and the middle class is being squeezed—revealing deeper stresses in the U.S. econ... READ MORE
Retirement 11/25/2025
Student loan debt is soaring among older Americans, with 60+ borrowers owing $147B. Learn why loans now follow people into retirement and how to ma... READ MORE
Dunham Deep Dive 11/21/2025
AI’s depreciation trap, extreme market fear as liquidity shifts, and a broad U.S. housing slowdown as prices and affordability fall. READ MORE
Trust 11/18/2025
Discover how first- and third-party special needs trusts safeguard government benefits while improving quality of life. Learn the key differences, ... READ MORE
Macro 11/14/2025
The Treasury’s cash pile near $950 billion is about to gush back into markets, flooding the system with liquidity. As CEOs sound their most optimis... READ MORE
Financial Advisor 11/11/2025
Succession planning isn’t just about retirement — it’s about legacy. With trillions in assets set to change hands, advisors must plan early, choose... READ MORE
Macro 11/7/2025
The Fed quietly injected $125B into banks as liquidity strains deepen, housing locks out a generation of buyers, and layoffs surge to 20-year highs... READ MORE
CRT 11/4/2025
2025 is the last full year to maximize charitable deductions before new OBBBA rules take effect. Learn how a CRT–DAF strategy can help clients elim... READ MORE
Macro 10/31/2025
AI’s rise has sparked record spending, soaring valuations, and global shortages—but history shows every boom plants the seeds of its own decline. F... READ MORE
Behavioral Finance 10/28/2025
Clients don't often fail because of bad planning — they fail because of emotion. From loss aversion to recency bias, these 10 behavioral pitfalls s... READ MORE
10/24/2025
Unprofitable stocks are soaring as investors bet on Fed rate cuts, liquidity lifts riskier names, and half of America quietly slips toward recessio... READ MORE
Commentary 10/21/2025
Ken Griffin, Ray Dalio, and Jamie Dimon share candid insights on markets, inflation, and the rise of AI. From persistent inflation and fiscal strai... READ MORE
Macro 10/17/2025
China’s export surge to Europe is fueling new tariffs, trade probes, and rising tensions. With the E.U.’s deficit topping €300 billion, Brussels is... READ MORE
Quarterly Pulse 10/16/2025
The Q3 2025 Dunham Quarterly Pulse explores how declining policy uncertainty, global rate cuts, and record household wealth are shaping markets. Di... READ MORE
Taxes 10/15/2025
The IRS has released its 2026 inflation adjustments under Revenue Procedure 2025-32, revising over 60 tax provisions. See how new tax brackets, ded... READ MORE
Dunham Deep Dive 10/10/2025
From fake collateral scandals to tightening bank liquidity and gold’s resurgence in global reserves, the financial system is shifting beneath the s... READ MORE