Blog

Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.

Financial Advisor 6/18/2024

Top 8 Analogies Every Financial Advisor Can Use to Connect with Clients

Financial topics can be daunting for clients. Financial advisors should use analogies to make concepts clearer and more relatable. Analogies like f... READ MORE

Dunham Deep Dive 6/17/2024

The Dunham Deep Dive: Three Interesting Things I'm Looking At

US manufacturing investment cools, sign of slowdown? OPEC to pump more oil, prices may drop. Inflation eases, but is it a good thing, or underlying... READ MORE

Financial Advisor 6/11/2024

Elevate Your Practice: Outsourcing Essentials for Independent Financial Advisors

Running a financial advisory practice involves more than investment advice. Outsourcing tasks like tax planning and content marketing can boost eff... READ MORE

Macro 6/7/2024

Rising Number of FDIC Problem Banks Signals Serious Downside Risks Ahead

The US banking system is grappling with $517 billion in unrealized losses, credit card delinquencies, and commercial real estate defaults. With 63... READ MORE

Financial Advisor 6/4/2024

Lost in the Financial Frenzy? A Financial Advisor Can Help Cut Through the Noise

Financial advisors help bridge the gap between perception & reality. Confused clients with mismatched economic understanding & retirement goals nee... READ MORE

Dunham Deep Dive 6/3/2024

The Dunham Deep Dive: Three Interesting Things I'm Looking At

Credit card delinquencies hit a decade-high 8.9%, signaling consumer strain. The U.S. car market faces price wars due to overproduction and rising ... READ MORE

Financial Advisor 5/28/2024

Stressed About the Nest Egg? How Mental Health Can Derail Retirement Dreams

Recognizing the link between rising mental illness and poor financial outcomes is crucial. Financial stability supports mental well-being, but ment... READ MORE

Macro 5/24/2024

A Looming Wall Of Corporate Debt: The Threat of 'Fallen Angels'

There is a large amount of corporate debt, especially from BBB-rated companies, that is maturing in the next three years, posing a risk if downgrad... READ MORE

Financial Advisor 5/21/2024

The Feminization of Wealth and the Role of DunhamDC

Women are set to inherit $30 trillion of Baby Boomer wealth by the decade's end. This "Feminization of Wealth" signifies a major demographic shift.... READ MORE

Macro 5/17/2024

The Dunham Deep Dive: Three Interesting Things I'm Looking At

The Kansas City Fed LMCI shows a weakening U.S. labor market, signaling potential further softening. China's credit contraction pressures the gover... READ MORE

Financial Advisor 5/14/2024

Financial Planning In An Era Of Longer Lifespans: What You Need To Know

As life expectancies rise, retirement planning faces challenges. Longer lifespans mean longer retirements, necessitating adjustments in financial p... READ MORE

Macro 5/13/2024

Economic Crossroads: What Lies Ahead for Consumers as Excess Savings Evaporates?

As excess savings from COVID stimulus evaporate, US consumers face challenges. High credit card debt, BNPL schemes, and rising delinquencies paint ... READ MORE

Financial Advisor 5/7/2024

The Great Wealth Transfer: Here’s What You Need To Know

Discover the implications of the "Great Wealth Transfer" for generations to come. Explore its economic impacts and how financial advisors can guid... READ MORE

Macro 5/3/2024

The Dunham Deep Dive: Three Interesting Things I'm Looking At

The US job market showing signs of cooling all around. The Japanese yen hit a 34-year low against the dollar, seemingly triggering government inter... READ MORE

Banking 4/30/2024

Is Our Financial System Facing the Consequences of Moral Hazard?

Explore the dynamics of government intervention and moral hazard in banking. Understand how client trust in government-backed insurance can fuel ri... READ MORE

Macro 4/26/2024

Trading Shots: Escalating Trade Wars and Echoes from the Great Depression

I've highlighted the looming specter of escalating trade tensions, particularly targeting China. This isn't just about economics; it's about the po... READ MORE

Retirement 4/23/2024

Preparing for Retirement: Understanding Challenges and Options

Explore the journey of retirement planning, filled with excitement and anxiety. Discover how financial advisors help navigate financial uncertainti... READ MORE

Dunham Deep Dive 4/22/2024

The Dunham Deep Dive: Three Interesting Things I'm Looking At

The electric vehicle sector faces challenges amid soaring Chinese exports, leading to layoffs and declining sales. Meanwhile, US inflation remains ... READ MORE

Retirement 4/16/2024

“Eating Your Retirement Funds”: How Food Erodes Your Nest Egg

Are your clients prepared to dine comfortably in retirement? This article sheds light on the importance of budgeting for post-career meals, emphas... READ MORE

Macro 4/15/2024

They Say Demographics Are Destiny: If So, Things May Look Pretty Bleak

The decline in birth rates poses challenges: an aging population, declining workforce, and strained social programs. Despite efforts, global ferti... READ MORE