Blog

Read our latest thoughts on Estate Planning, Trust Services and Mutual Funds.

Macro 2/9/2024

Contagion Effect: Banks Choking on Their Commercial Real Estate Exposure

The commercial real estate market's fragility threatens smaller banks, as shown by NYCB's drastic stock plunge due to Q4-2023 losses. Banks shift ... READ MORE

Behavioral Finance 2/6/2024

Four Emotional Biases and Cognitive Flaws That Impact Your Decision-Making

Explore the top 4 cognitive biases - Endowment Effect, Information Asymmetry, Recency Bias, and Present Bias - that impact investment decisions. Le... READ MORE

Macro 2/5/2024

“On Borrowed Time?”: Taking A Closer Look at The U.S. Consumer

The U.S. consumer, a key economic driver, displays resilience amid volatility. However, growing concerns arise as recency bias may mask underlying ... READ MORE

Financial Advisors 1/30/2024

Timeless Wisdom: Understanding Mr. Market's Role in Your Portfolio

Here is timeless investor wisdom we can learn from Mr. Market. What is Mr. Market? Find out as we explore Benjamin Graham and Warren Buffett's prin... READ MORE

Macro 1/26/2024

The Commercial Real Estate Crunch: Are Small Banks Sitting on a Ticking Time Bomb?

U.S. banks face a ticking time bomb in commercial real estate, with smaller banks sitting on a pile of souring loans. This market stress is driven ... READ MORE

Macro 1/25/2024

The Great Wall of Worry: Is China on the Brink of a Balance Sheet Recession?

China's economy faces challenges: anemic consumer demand, soaring debt, deflation, eroding private business investment, and high youth unemployment... READ MORE

Financial Advisor 1/23/2024

The Perfect Storm: Why This May Be The Most Important Time For A Financial Advisor

The Fujiwhara effect, a meteorological rarity, mirrors a financial convergence: Baby Boomers' mass retirement and escalating market volatility. Wit... READ MORE

Macro 1/19/2024

Banking Fragility Unveiled? Separating Fact from Fiction in Financial Systems

Skepticism persists about the banking system. Challenges include misconceptions about banking and the impact of interest rates on lending. With len... READ MORE

Retirement 1/16/2024

Sequence Risk, What it Is, And Why It Matters In A Bear Market For Retirees

Sequence risk, the order of investment returns, can make or break retirements. Learn how market downturns paired with withdrawals impact portfolios... READ MORE

Macro 1/12/2024

“Carmageddon”: Is The Auto Market Looking Fragile? I Believe So

The auto market is showing signs of stress. As delinquencies rise, negative equity surges, and loan demand drops, consumers face increasing fragili... READ MORE

1/9/2024

Dunham Quarterly Snapshot For Q4 2023 + Dunham Behind-The-Scenes For Q1 2024

This post was authored by the Dunham Marketing Team. If you have questions concerning today's topic, please call us at (858) 964 - 0500. Hol... READ MORE

Macro 1/5/2024

‘Corporate Cannibalism’: How Monopoly Powers And Corporate Concentration Are Helping Widen Inequality

The article covers how corporate concentration since the 1980s. Factors like increased M&A, lax antitrust enforcement and lobbying by big firms hav... READ MORE

Knowledgeability 1/2/2024

How The ‘See And Be Seen' Restaurant Helps You Get Business

Bryce Sanders is president of Perceptive Business Solutions Inc. He provides HNW client acquisition training for the financial services indu... READ MORE

Macro 12/29/2023

My Top Three Q4 'Morning Pours' With Must-See Updates

A special wrap-up for 2023 - reflect on insightful editions highlighting OPEC dilemmas, BRICS currency challenges, and market insights from Minsky ... READ MORE

Strategies 12/29/2023

Why Isn’t Mr. Market on the Series 7 Exam?

Who is Mr. Market? And Why isn't he on the Series 7 exam? Graham's concept personifies stock market volatility. His mood swings between optimism an... READ MORE

IRS 12/26/2023

Naughty or Nice: What the IRS Put in Our Stockings This Year

Discover 2024's IRS updates: Naughty List penalties for late filing, underpayment, and errors. Nice List perks include interest on overpayments and... READ MORE

Strategies 12/19/2023

Forget One of These Year-End Strategies, And Your Client May Never Forgive You - And Neither Will I

  This post was authored by Salvatore M. Capizzi, Dunham's Chief Sales & Marketing Officer. If you have questions concerning today's topic,... READ MORE

Macro 12/15/2023

From Stability to Instability: What We Can Learn From Minsky And Soros About Markets

Markets don't move in stability but thrive in flux. Minsky's Financial Instability Hypothesis and Soros's Theory of Reflexivity unveil the dance of... READ MORE

Financial Advisors 12/12/2023

Building Confidence in Bear Markets: Strategies Every Advisor Should Know

Discover how financial advisors navigate bear markets with proactive planning, market insight, and strong client communication. Learn the three pil... READ MORE

Macro 12/8/2023

Triffin’s Dilemma: Why the U.S. Dollar’s Global Role Is a Double-Edged Sword

Global anxiety brews over the potential for a declining U.S. dollar. Triffin's Dilemma unveils a paradox: a reserve currency requires deficits, bu... READ MORE